Union Ministry for Petroleum & Natural Gas and Delhi state government on 31 July 2013 launched IGL Suraksha Yojana, a group accident insurance scheme for nearly 2.5 lakh drivers of CNG run public transport vehicles in Delhi.
New schemes like IGL Suraksha Yojana are required to be introduced to benefit the common man. IGL would be paying the premium amounting to nearly 35 lakh rupees for the insurance scheme, which is currently being offered through Oriental Insurance Company.
What is IGL Surakhsa Yojana
IGL Suraksha Yojana is an initiative being undertaken by IGL under its CSR programme. Under the scheme, a sum of 1.5 Lakh rupees would be paid to the nominee in case of Death of a Driver in an accident while driving the CNG run Public Transport vehicles. An additional amount of 25000 rupees towards children’s education allowance per child subject to a maximum of 50000 rupees for two children would also be paid to the family in such cases. In case of an accident requiring treatment for fracture a maximum sum of 10000 rupees would be paid to the driver. In case of permanent disability that leads to loss of employment, than a lump sum equal to 100 percent is payable to such insured person. In case of partial disability, a graded compensation from 1500 rupees to 75000 rupees would be paid to the driver. The insurance policy is being issued through Oriental Insurance Company in the first year and IGL would be paying premium for the policy to cover drivers of nearly 2.5 lakh CNG run public transport vehicles operating in the capital.
IGL Suraksha Yojana is an initiative being undertaken by IGL under its CSR programme. Under the scheme, a sum of 1.5 Lakh rupees would be paid to the nominee in case of Death of a Driver in an accident while driving the CNG run Public Transport vehicles. An additional amount of 25000 rupees towards children’s education allowance per child subject to a maximum of 50000 rupees for two children would also be paid to the family in such cases. In case of an accident requiring treatment for fracture a maximum sum of 10000 rupees would be paid to the driver. In case of permanent disability that leads to loss of employment, than a lump sum equal to 100 percent is payable to such insured person. In case of partial disability, a graded compensation from 1500 rupees to 75000 rupees would be paid to the driver. The insurance policy is being issued through Oriental Insurance Company in the first year and IGL would be paying premium for the policy to cover drivers of nearly 2.5 lakh CNG run public transport vehicles operating in the capital.
IGL Suraksha Yojana would be absolutely free for the drivers and the procedure for claim would be quite simple. The claim forms would be available at all CNG stations of IGL as office of Oriental Insurance Company in the capital. In case of death claim, nominee will have to submit copies of FIR, postmortem report, viscera report, copy of driving license of the deceased and copy of RC of public transport vehicle being driven. In case of disability, the claim would have to be supported by certificate from government approved panel. However, acceptance of claim would be subject to the driver having a valid driving licence and the CNG mode being endorsed on RC at the time of accident.
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